Annual Fee:

  • The ASB Visa Light card is known for having a low annual fee compared to some other credit cards.

Interest Rate:

  • This card typically offers a low-interest rate on purchases, making it suitable for those who may carry a balance.

Features:

  1. Low Annual Fee: Designed to be a cost-effective option for cardholders.
  2. Low-Interest Rate: Competitive interest rates on purchases.
  3. Contactless Payments: Enables quick and secure payments through contactless technology.
  4. Online Banking: Access to online banking services for convenient account management.
  5. Fraud Protection: Security measures to protect against unauthorized transactions.
  6. Visa Benefits: Access to Visa’s global network of merchants and ATMs.

Eligibility:

  • The eligibility criteria may include factors such as income, credit history, and residency status. It’s advisable to check with ASB for specific eligibility requirements.

Application Process:

  • Interested individuals can typically apply online or at an ASB branch. The application process may involve providing personal and financial information.

Additional Fees:

  • While the annual fee is low, there may be other fees associated with the card, such as late payment fees or cash advance fees. It’s crucial to review the terms and conditions for a comprehensive understanding of any potential fees.

Rewards Program:

  • The ASB Visa Light card may focus more on providing a low-cost option rather than an extensive rewards program. Confirm with ASB for details on any rewards or cashback offerings.