Key Features:

  1. Cashback Rewards:
    • Earn cashback on eligible purchases, providing a percentage back on your spending.
  2. Introductory Offers:
    • The card may come with introductory offers such as enhanced cashback rates for an initial period.
  3. Contactless Payments:
    • Like many modern cards, Barclaycard Platinum Cashback Plus likely supports contactless payments for quick and convenient transactions.
  4. No Foreign Transaction Fees:
    • Some Barclaycard offerings waive foreign transaction fees, making it suitable for international spending.
  5. Additional Benefits:
    • Depending on the specific version of the card, there might be additional benefits such as purchase protection, travel insurance, or other perks.

Fees:

  1. Annual Fee:
    • Barclaycard Platinum Cashback Plus may or may not have an annual fee. Check the latest terms for details.
  2. Interest Rates:
    • The card will have standard interest rates for purchases and cash advances. There might be a 0% introductory period for certain transactions.
  3. Balance Transfer Fees:
    • If the card offers balance transfer options, there could be fees associated with transferring balances from other cards.
  4. Late Payment Fees:
    • Missing payments may result in late payment fees. It’s essential to pay at least the minimum amount on time.
  5. Cash Withdrawal Fees:
    • Using the card for cash withdrawals might incur fees, and interest may apply from the withdrawal date.

Eligibility:

  1. Credit Score Requirements:
    • Barclaycard Platinum Cashback Plus, like many credit cards, may have specific eligibility criteria, including a minimum credit score.
  2. Income Requirements:
    • There might be minimum income requirements for applicants.