The Tangerine Money-Back Credit Card is designed to offer flexible cashback rewards with no annual fee. This card provides cardholders with the freedom to choose spending categories that align with their lifestyle.

Key Features:

  1. Customized Cashback:
    • Choose two spending categories to earn enhanced 2% cash back.
    • Categories include groceries, gas, recurring bill payments, public transportation, and more.
    • Earn 0.5% cash back on all other purchases.
  2. No Annual Fee:
    • The Tangerine Money-Back Credit Card comes with no annual fee, making it an attractive option for those seeking rewards without additional costs.
  3. Flexible Redemption:
    • Cash back can be redeemed at any time with no minimum redemption amount.
    • Choose to apply the cash back against your credit card balance or deposit it into a Tangerine savings account.
  4. Additional Card Benefits:
    • Access to exclusive Tangerine offers and promotions.
    • Comprehensive mobile and online banking services for easy account management.

Fees:

  1. Annual Fee:
    • There is no annual fee associated with the Tangerine Money-Back Credit Card.
  2. Interest Rates:
    • The card comes with standard interest rates on purchases, cash advances, and balance transfers. It’s important to review the specific rates provided by Tangerine.
  3. Foreign Transaction Fees:
    • While Tangerine does not charge foreign transaction fees, the exchange rate used for foreign transactions is determined by Mastercard.

Eligibility: To be eligible for the Tangerine Money-Back Credit Card, applicants must meet the credit criteria set by Tangerine. This may include factors such as credit score and income.