The TD Cash Back Visa Infinite is a premium cashback credit card offered by TD Canada Trust. It combines cashback rewards with various additional benefits, making it suitable for individuals looking to earn rewards on their everyday spending.

Key Features:

  1. Cash Back Earnings:
    • Earn 3% cash back on eligible grocery store purchases.
    • Earn 2% cash back on recurring bill payments and gas purchases.
    • Earn 1% cash back on all other eligible purchases.
  2. Welcome Bonus:
    • Enjoy a competitive welcome bonus for new cardholders. Terms and conditions may apply.
  3. Insurance Benefits:
    • The card includes a comprehensive suite of insurance benefits, covering travel, medical emergencies, rental cars, and more.
    • Travel insurance features may include travel medical, trip cancellation, and trip interruption coverage.
  4. Additional Benefits:
    • Access to exclusive TD events and offers.
    • Flexible redemption options for your cash back rewards.

Fees:

  1. Annual Fee:
    • The card typically comes with an annual fee. Check with TD for the current fee and whether there are any promotional offers for the first year.
  2. Interest Rates:
    • Standard annual interest rates apply to outstanding balances, and these rates can vary based on creditworthiness.
  3. Foreign Transaction Fees:
    • There may be fees associated with foreign currency transactions. Check the terms for the specific rates.
  4. Cash Advance Fees:
    • Fees may apply for cash advances. These fees, along with interest rates, should be reviewed carefully.
  5. Balance Transfer Fees:
    • If you plan to transfer balances from other cards, there may be fees associated with balance transfers.

Eligibility: To be eligible for the TD Cash Back Visa Infinite, applicants typically need to meet certain credit criteria. Income and credit history play a role in determining eligibility.

Conclusion: The TD Cash Back Visa Infinite is designed to reward cardholders for their everyday spending, particularly in key categories like groceries, gas, and recurring bills. The card’s additional benefits, including insurance coverage and exclusive events, contribute to its overall appeal.